Your financial security and that of your loved ones could be impacted by various situations beyond your control. Our role is to assess the consequences and then make recommendations to you in order to overcome certain risks such as death, serious illness or disability.

With all the data in hand, that is to say, your assets, your liabilities, your income, your expenses as well as your lifestyle, we will be able to better support you in order for you to achieve financial independence.

Though taxes are often our most important debt, they are a necessary mechanism to ensure the proper functioning of society. Our role is to make sure that you only pay your fair share.

Once your risk tolerance is well established, our role is to analyze your current investment portfolio and make improvements if necessary. We will make sure that you benefit from a good geographical allocation, but also from a diversification at the level of the stock market sectors because the economy is in constant evolution. Our investment strategy takes taxation into account and we rigorously monitor the evolution of your assets.

How do you see your retirement? Like a trip, everything must be meticulously planned. What is your cost of living? What will it be when you retire? Around what age will you be able to afford to stop working or slow down? What will be your sources of income and what will you be left with after taxes? In what order should you disburse your investments to maximize your cash flow?

Respecting your wishes is of the utmost importance. The legal aspects will play a big role in your estate so it is paramount to understand their impact. The transmission and preservation of your heritage will greatly depend on the planning done upstream. Tax erosion is the number one cause of a shrinking legacy and can be prevented if planned well.